“It was a bank-owned home, which meant it was in good shape and that the title was clear. “The property was an outdated home that had a lot of potential,” he said. ![]() Lukasz Kukwa, a real estate advisor with Coldwell Banker Residential Brokerage in Westfield, New Jersey, and owner of the renovation company, Kukwa Homes + Design, purchased and flipped a bank-owned home in Old Bridge, New Jersey. He purchased a bank-owned property (Lukasz Kukwa) Thanks to his improvements and an eye for finding a home with resale potential, Rudderow was able to sell the home for $249,900. He also finished the basement and remodeled the bathroom. Rudderow invested $60,000 to make a full renovation of the home that included new siding, a new roof, a new deck, new flooring and a new kitchen. “It was in a great neighborhood where the real estate values were skyrocketing,” said Rudderow. One of his most successful flips was a Colorado Springs home he purchased for $75,000. “I use online marketing and search engine optimization to drive leads to my own personal website,” he said of how he finds his flips. ![]() He used online marketing to find his flip (Brian Rudderow)īrian Rudderow, CEO and owner of HBR Colorado, has successfully flipped homes throughout Colorado. See their incredible before and after home transformations, and find out their best tips for how to start flipping houses yourself. GOBankingRates spoke to four flippers, many of whom have turned six-figure profits on their investments. But you don’t need a TV crew and an on-camera personality to be a successful house flipper. House flipping shows are all over HGTV, where you can see pros with entire teams flip homes using seemingly unlimited resources to turn huge profits.
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Only way I'll ever order again is if I'm given a gift card and I can honestly say I'll never step foot in the store again.Click to expand.That's my thoughts as well Dakota. After waiting 2 weeks and still not getting what I ordered I can honestly say I'm done with them. When I got the gift card for Christmas I was dissapointed, but then excited at how much they had online compared to the store. I only used GM for necessity last minute items, mainly shells even though they have a horrible selection. Used Bass Pro when I lived in Florida for fishing stuff, but haven't used them since moving back to PA or since I've been waterfowl hunting. The few times I've checked them out they've never had what I wanted so I've pretty muc written them off. I'm not usually a browser and when I want something I want it to be exactly what I want. Cabelas is def my 2nd favorite mainly because when they run their sales you can get some great deals, as I did on Friday with my 1st goose call! You are right they do cut back on waterfowl stuff right about now, but I like it cause you can get some great deals and they stock right back up before the season starts up again. You guys are right as far as sales they don't really have the deals the other places offer, but the selection can't be beat and they are great to work with. As far as their pricing I'd say everything is right at msrp or a little below, which is what most places charge. and rather than carrying the hunting load, they only carried the Home Defense loads.and they idiot wanted to argue with me that they were the right load to HUNT with.I am never going there again. which I had to find for their store clerk. Also, on a side note I wanted to buy a box of Remington Wingmaster HD 3" 1-3/8oz 4 shot. Hence the reason there is now more women's outdoor clothing and stupid seasonal nick-nacks, than actual waterfowl riously :huh:ĥ.) Bass Pro: Terrible selection, ( they only had 4.yes 4 Canada goose full body decoys in stock in Oct? ) and their prices are ridiculously high. Would rank the more popular stores in the following order, from best to worst:ġ.) Mack's: Yeah, its a little more expensive, but they have the most in-stock, and their customer service is awesome.Ģ.) Cabela's: Pretty decent pricing ( 40% of decoys till the 14th :thumbsup: ), but even they are starting to scale back thier waterfowl gearģ.) Rodgers: in 3rd place ( only because of their lack of variety ), but their pricing is usually killer especially on shellsĤ.) Gander Mtn.: Owned by the same folks that own Home Depot, so they are only in it for a profit. I guess I'm in a ranting mood today, ( my 4 month old was up every hour on the hour last night ) so here it goes. How do the rest of you fell about GM? I personally love Macks and Cabelas is a close 2nd. Needless to say they will not be getting any of my business in the future. I only ordered from them cause I got a gift card for Christmas. Their big competitor but the little guys too! I do most of my purchasing thorugh Macks and haven't waited anywhere near this long. Again you can say Cabelas is bigger and better, but the funny thing is not only are they being outplayed by. ![]() ![]() I placed an order with them 2 weeks ago and still haven't received my stuff! If a week goes by and I haven't received an order from Cabelas you can almost bet the house it will be there the next day. With all of this being said my complaint is with their Internet operation. Ok ok we all know this isn't a fair comparison as Cabelas is a huge super store and GM is more like a more hunting oriented *****. I have a Cabelas about and hour and a half from me and I go there about 6 times more often than GM (once month to Cabelas twice a year to GM). They stock absolutly nothing for waterfowl hunters which is funny considering the name they chose for their stores. So I have a Gander Mountain about 20 minutes from my house. ![]() FTX began within Alameda Research, a trading firm founded by Bankman-Fried, Caroline Ellison, and other former employees of Jane Street in 2017, in Berkeley, California. Sam Bankman-Fried and Zixiao "Gary" Wang founded FTX in May 2019. Ray stated: "this situation is unprecedented." and "Never in my career have I seen such a complete failure of corporate controls and such a complete absence of trustworthy financial information as occurred here." Ray III, who specializes in recovering funds from failed corporations. On December 12, 2022, founder Sam Bankman-Fried was arrested by the Bahamian authorities for financial offences, at the request of the US government. Binance signed a letter of intent to acquire the firm, with due diligence to follow, to ensure that customers could recover their assets from FTX in a timely manner, but Binance withdrew its offer the next day, citing reports of mishandled customer funds and U.S. FTX was unable to meet the demand for customer withdrawals. Following this revelation, rival exchange Binance's CEO Changpeng Zhao announced that Binance would sell its holdings of the token, which was quickly followed by a spike in customer withdrawals from FTX. In November 2022 CoinDesk also raised concerns stating that FTX's partner firm Alameda Research held a significant portion of its assets in FTX's native token (FTT). Public concern began with rumors of unethical and fraudulent inter-company transfers of client funds. Since November 11, 2022, FTX has been in Chapter 11 bankruptcy proceedings in the US court system. FTX is closely associated with FTX.US, a separate exchange available to US residents. FTX is incorporated in Antigua and Barbuda and headquartered in the Bahamas. At its peak in July 2021, the company had over one million users and was the third-largest cryptocurrency exchange by volume. The exchange was founded in 2019 by Sam Bankman-Fried and Gary Wang. FTX Trading Ltd., commonly known as FTX (short for " Futures Exchange"), is a bankrupt company that formerly operated a fraud-ridden cryptocurrency exchange and crypto hedge fund. ![]() Interestingly, there have been some attempts to run thought experiments in a virtual reality environment to make the dilemma involved more “real”. On the other hand, perhaps the intention of though experiments like the runaway train isn’t to show what we would actually do, but to highlight some of the ethical issues the choice involves. If you’d set up something like the Milgram experiment purely as a thought experiment, I’m sure that very few people would respond that they would give a hypothetical volunteer a potentially lethal electrical shock, but in the simulated reality of the Milgram experiment, in practice a high proportion of people did. What is the neuroscience behind the phenomenon of losing your focus and train of thought once you're interrupted A study released this morning by researchers at the University of California, San. In any case, it would usually be impossible to prove how far a person’s response to a thought experiment corresponds to what they would actually do, since thought experiments often involve situations that would be impossible, unethical, or illegal to recreate in the real world. ![]() Carol Schwartz AM is a pioneer in the area of social enterprise in Australia. ![]() You’re right that one problem with thought experiments is that in practice what a person says they would do may bear no relation to the choice they would actually make in the real world. As part of our regular segment, Our Community Leaders - Great Australian Leaders in Focus which features the thoughts of some of Australias great leaders, this month we feature Carol Schwartz AM. ![]() The most important update is ApplicationManager6.2_all.exe Also available on the web. I was able to get all the updates for CS6 MC on the web via third party sites. Back the files up along with everything else using TimeMachine or similar.Īgreed. Tip: Once you download the patches/updates, don't delete the installers because there is no guarantee you will find them again. Consequently, if anybody knows how to access the complete list of patches/updates for pre-CC products on Adobe's website, please post updated links. The above is a less-than-perfect solution for those who are still making use of perpetual license products because you will have to make your peace with downloading them elsewhere (with the risks that entails). There are workarounds for the fact that Adobe no longer makes CS6 updates/patches easily searchable on the website ProDesignTools, " Adobe CS6 Trials: Direct Download Links (no Manager or Assistant)". (Specifically, look for Bryan's tips for where to find manual updates in the comment section.) (After that, Adobe Application Manager will report that the update is successful.) ![]() Tip: In macOS versions prior to Catalina (where 32-bit compatibility stops), it will likely be necessary to right-click the installers - even for updates/patches - to reveal the "package contents" and then double click the macOS executible file to launch. Rather than take one's chances on the CC version of Adobe Application Manager, which reportedly can have unexpected results, take a note of those update titles and manually download/install them. version 7, 6) will still report if CS6 needs to be updated. Older versions of Adobe Update Manager (i.e. Popping in to post a quick follow up because in 2023 it doesn't appear that pre-CC patches/updates are searchable. Together with two Greener type double flued sliding ring harpoons. Lot 23 of 476: Large percussion muzzle loading swivel harpoon gun marked Greener. Approximate weight 25 pounds.īut his is the real thing, the original greener gun Rumored that the recoil was so severe, many whaler's using this gun would end up with broken clavicles. A bomb lance would then be loaded and fired into the whale. The lever on the right side of the action cocks the internal hammer. This harpoon gun was made by Frank Brown for his uncle, Ebenezer Pierce of New Bedford, Massachusetts around 1882. Unmarked except the numeral 1 has been stamped on several components. Pierce Type Whaling Shoulder Harpoon Gun-SOLDĪ Pierce all brass whaling gun with. Rare 19th century Percussion whaling harpoon gun with original pivot bracket. Wonder which ways the international gun trade was going then.Ī very unique harpoon muzzle loader - swivel gun the owner zane grey was an avid fisherman and many times in australia and new zealand so it would be possible he had bought it thereīut was the jarman realy available then? I had to look for it agains and yes its the model 28 was in production from 1928 to 48 The kongsberg gun puzzled me last time for making its way to australia. Consignor attributes the harpoon gun as being owned by renowned author and sportsman Zane Gray, who often fished in Australia and New Zealand." ![]() The case includes five steel harpoons, 171 10.15mm blanks for firing harpoons (mostly in tins), and 22 rounds of 10.15圆0mmR rifle ammunition. Includes a large wood storage case with an interior plaque marked "SIL ROHU/(Late A.I.F)/QUALITY FIREARMS AND/FISHING TACKLE/143 ELIZABETH STREET/SYDNEY". "Norwegian Jarmann M28 Harpoon Rifle With Case, Harpoons and AmmunitionĬonverted from the Norwegian Jarmann Model 1884 military rifle, capable of firing both standard ammunition and harpoons. The muzzle break looks interesting, remind on the Mas 36 in 10,75圆8 Not only a line trower but a harpoon gun also Excellent metal retaining most of its original finish. Period and factory built from a Gras rifle. "RARE FRENCH GRAS HURRICANE METEOR LINE THROWER RIFLE: Unusual as possible, the barrel have a slit and the grenade bullet have a wing that get a spin by the slit in the barrel This is the second pic I ever see with the original greener gunĪnd this looks like the Husqvarna harpoon gun like the greener gun only for small sea mammals like dolphins and sharks + other bigger fish Like the Kongsberg gun made from an old blackpowder rifle, here the Model 1874 Gras carbine. Some interesting old pictures with harpoon guns Was not easy to find anything about it, only one website showing the harpoon gun Meteor Unknown 14x18R propelling charge originally for a french grenade launcher but then used for a harpoon gun with a heavy price Jarmann harpoon gun in a very good shape in auction in finlandĮdited by Rothhammer1 (23/11/17 07:15 PM) Norwegian hunter misses moose, shoots man on toilet The natives around the artic ocean still use such guns for their aboriginal whaling "I love the smell of cordite in the morning." I wonder if any of the hand held harpoons guns have any modern application? ***ĭouble Rifles, Single Shots & Combinations Boat and shark not included.*** Enjoy ? Participate and join in. For storage the lot comes with a green canvas bag large enough to accommodate several harpoons, and a green painted hardwood takedown case decorated with pictures of the character Quint from the classic film Jaws, handing and using a near identical Greener Harpoon Gun. A broad assortment of accessories are included, with eleven harpoons, three boxes of 38 caliber blanks, six lines, two line frames, manuals, an assortment of cleaning tools and the original buttplate. Straight wrist stock with a Pachmayr White Line recoil pad. ![]() Birmingham proofs are present on multiple components, with the loading data (14.5 grains of Cordite, 16 ounce harpoon) on the chamber, the Greener address and model markings on the frame. In operation, the harpoon slots over the final 11 inches of the barrel, optionally connecting to a line wound around a quick-detach frame on the front of the forearm. Greener of Birmingham (England), the Greener Light Harpoon Gun operates on a Martini action, using 38 caliber blanks to launch harpoons, mechanically similar to rifle grenade "spigot" launchers. ![]() Bravo’s text for this room centers on accomplishment and legacy. ![]() Few in fashion today cite Hawes or her brilliant work. A later textile work by Hawes, from the 1950s and knitted with letters and numbers along orange stripes, sits in the window. The 1939 “Little Moose” dress in black wool bouclé has a similar geometric-though less sexual-swoop. One of Hawes’s dresses has one arrow pointing to the derrière and another to the breasts-that’s “The Tarts” dress from 1937. Bravo has staged the library as an atelier abuzz with work, with dress forms, shears, and sketches about. Her central belief as a designer was to move away from trendiness and toward a pragmatic, festive uniform for day-to-day wear. ![]() Hawes’s 1938 written work “Fashion Is Spinach” is rich with send-ups of the fashion system, which even back then was mired in bureaucracy and grandeur. Autumn de Wilde took things even further in her rooms-1810–11’s Baltimore Room and 1811’s Benkard Room-adding spilled-over card tables, drunken suitors, faux pastries, and some classic American gossip, reprinting contemporary accounts about the sultry socialite Elizabeth Patterson Bonaparte as text bubbles among sneering mannequins.īravo’s other installation is in the Gothic Revival Library (1859), displaying the work of Elizabeth Hawes, a writer and fashion designer with an exacting wit. Take Coppola’s rooms-the McKim, Mead, and White Stair Hall (1882) and the Worsham-Rockefeller Dressing Room (1881–82)-where she had her friends, the artists Rachel Feinstein and John Currin, sculpt and paint her mannequins’ faces, lending a lurid allure to their elegant poses and Gilded Age clothing. In the 13 rooms staged by nine of America’s most influential directors-Ford, Radha Blank, Janicza Bravo, Sofia Coppola, Autumn de Wilde, Julie Dash, Regina King, Martin Scorsese, and Chloé Zhao-levity and humbleness come together in a uniquely American way. It’s that tendency toward comedy that makes American fashion truly American-in no other country does irony, wit, or joy play so well on and off the catwalks. It certainly isn’t a sweeping survey of American fashion.” Instead, Regan says, the second part of the museum’s American exhibitions-September 2021 saw the opening of “In America: A Lexicon of Fashion”-is more like a series of short stories about overlooked periods that impacted the American fashion industry. So many of the spaces are dedicated to a single designer or dressmaker. “Because the period rooms feel very intimate, I think they inherently have led us to more intimate, focused narratives. “‘Lexicon’ is more sweeping, about the broad qualities of American fashion, past and present,” says associate curator Jessica Regan, who worked on the exhibition with the Wendy Yu Curator in Charge of the Costume Institute Andrew Bolton. Without kowtowing to obvious touchpoints like Levi’s jeans or Nike sneakers, “Anthology” chronicles the anonymous hands, hearts, and minds that shaped the look and feel of what today would be called quintessentially American style. ![]() What the exhibition does throughout 13 period rooms is exalt the unsung heroes and the less-than-always-glamorous backbone of American style. ![]() The tribes don’t always get along however – these are stories of war as the tribes fight each other for power and control of Pyrrhia – and Sutherland does not shy away from sometimes violent and difficult themes, with storylines exploring difficult topics such as war, murder, deceit and racism to name just a few (which makes the series compelling reading but also potentially challenging for sensitive readers).Īnd, despite the fantasy genre, the series explores important real life issues relating to family, friendship and identity, with important life themes of courage, loyalty, destiny and sacrifice. These titles are supported by a compilation of short stories, a number of Legends titles and a series of graphic novel interpretations of the original series.įrom the very first book readers are introduced to the seven dragon tribes of Pyrrhia – SandWings, MudWings, SkyWings, SeaWings, IceWings, RainWings and NightWings (and later three new tribes – LeafWings, SilkWings and HiveWings).Įach tribe inhabits a different territory within Pyrrhia and the dragons of each tribe share unique strengths and magical powers, as well as exhibiting human-like behaviour, making them super relatable for middle school readers. There are currently fourteen books within the main series, within three storylines or story arcs of five books each. And it is no wonder thanks to Sutherland’s extraordinary, detailed storytelling and the wonderful cast of fanciful dragons she has imagined. The fantasy fiction Wings of Fire series has developed a cult following across the world, popular with middle grade through to adult readers alike. Sutherland’s Wings of Fire books series, collecting each book on its release date – including lining up in the freezing cold at a bookshop on Boxing Day one year! Then there was the time she dressed up as the dragon named Swordtail for our school’s Book Week character parade. ![]() ![]() Our fantasy loving bookworm has long been a fan of Tui T. A chain of restaurants, for example, must eventually replace ovens, refrigerators, and furniture. Well-managed companies plan for capital expenditures, which may include investments in machinery, equipment, and other long-term assets. The formula is (cash flow from operations) less (capital expenditures to support current operations). Use a bank reconciliation to check current cash available, pending outstanding payments, and deposits in transit, because the current balance of your cash account may materially change due to pending transactions.įree cash flow takes into account cash flow from operations, and the cash required to pay for capital expenditures (CAPEX). This includes expansion, research and development, major purchases, or equipment upgrades. Since all of the major sections of the cash flow statement point back to cash balances, this financial report serves as a business’s early warning system.Īlways evaluate your cash position before major decisions. From that point, you can estimate how things might change over the next few quarters or how long it may take for a problem to be fixed. The details of the overall problem or opportunity can be found by reviewing each line item. You can locate major issues by category: operations, investing, or financing. Since all inflows and outflows are detailed as line items, it’s easy for you to identify where problems or opportunities occur. The cash flow statement is an important forecasting tool for businesses. Having recorded your income and expenses on a regular basis, your accounting software has the information needed to generate a cash flow statement automatically without the need to input each item of income or expense from your business activities. ![]() Essentially, your entries show cash in and cash paid out each month for the time period that your cash flow statement covers.Īlternatively, you can easily create a cash flow statement based on an accounting system such as QuickBooks. Use a self-created spreadsheet or template to organize your data into a cash flow statement. To create a cash flow statement manually, select a time period, and review your income and expenses in each of the three activities discussed above. Outflow includes your debt service and dividend payments. ![]() Financing Activities: Inflow reflects money that’s borrowed and the proceeds from the sale of your company’s securities.Outflow includes purchases of capital equipment and loans that you make. Investing Activities: Inflow from investment activities includes sales of business assets other than inventory, payments received from loans that your business made, and other income not generated by the normal course of business.Outflow from operating activities includes payroll costs (wages, benefits and employment taxes), payments to suppliers and suppliers, overhead costs (like rent, utilities, and insurance), income taxes, and other business taxes, and other operations-related cash payments. Operating Activities: Inflows from operating activities include revenue from selling products and/or services, interest and dividends that the business receives, and other cash receipts.The cash flow statement reflects these activities of your business: ![]() The cash flow statement shows changes in your cash on hand, including funds in your bank account and short-term investments that you can easily convert to cash. Still, you need a handle on your cash flow at any given moment so you can spot trends in cash management and keep your company solvent. A picture of cash flow is not easy to capture because the ebb and flow of money in your business is constantly changing. This will make using a cash flow statement template fairly simple.Ĭash flow in your business can resemble the waves of an ocean, with revenue washing in and payments for expenses flowing out. In order to fill out a cash flow statement, you will need your most recent income statement and balance sheet. ![]()
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